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Singapore Housing Loan, Sg Housing Loan, Sg Home Loan, Singapore Home Loan, Sg Property Loan Packages


Free & Fast Response ! 1-Stop Call For Singapore Housing Loan, Singapore Mortgage Loans & Sg Property Search

Send Name, Hp, Email, Private or HDB Loan, Loan Amt & we will email latest Singapore Housing Loan Packages.

Vincent Tan Hp: 65-96816288 / Email: janvin@singnet.com.sg (Note: We will be put as referral in loan form)


Latest Singapore Housing Related News

The Singapore Government on 19 Feb 2010 after stock market closed, announced measures to ensure a stable and sustainable property market. Seller has to pay a Seller's Stamp Duty (SSD) on all residential properties and residential lands that are bought after today and sold within 1 year from the date of purchase (not applicable to HDB, HDB flats are already subjected to a minimum 3-yeare occupation ruling.) and there shall be a lowering the Loan-to-Value (LTV) limit to 80 per cent for all housing loans provided by financial institutions regulated by the Monetary Authority of Singapore (MAS).

Loans granted by the HDB for its flats, including the Design, Build and Sell Scheme (DBSS), will still continue to be capped at 90 per cent because they are subject to other criteria to prevent speculation and encourage financial prudence, said the Government. HDB loans are offered to only eligible first-time flat buyers or second-timers who are upgrading. And they are required to use all of their CPF Ordinary Account balance before HDB would give them the loans, which is in line with HDB's home ownership policy of helping eligible buyers, especially first-time buyers, to purchase public housing in a financially prudent manner.


Singapore Housing Loan Advice / Sg Home Loan Advice / Bank Property Valuation

Before purchase of any property or putting down any option money for Option To Purchase a property, kindly check the indicative bank property valuation for bank property financing and bank loan calculation. (For verbal indicative property valuation, Call / SMS Vincent Tan Hp: 96816288 or email: janvin@singnet.com.sg)

The valuation of a property will affect the amount of loan you can get for the property other than other factors like your current CPF amount available for house purchase, your monthly CPF contributions, your age, your income level, your current monthly debt repayments, your employment, bank loan policy at the time of application and approval of housing loan. (Note : You have to come out cash for amount above valuation.)

Most banks give a loan rate of about 70-80% of valuation or sale price (whichever is lower) for Singaporeans and 60-80% of valuation or sale price (whichever is lower) for foreigners.


Free Singapore Mortgage Loan Service / Free Refinancing Loan Service / Free Home Search Service

Are you looking for singapore housing loan or refinancing sg home loan? We can help you as we work with our partner banks to help you get your sg housing loan or in principle home loan approval. Instead of calling various Singapore banks for sg mortgage loan rates & sg bank loan packages, we provide 1 stop to consult & compare Singapore home loan packages for you to get the best housing loan package suiting your profile & needs.

We are able to provide free Singapore home loan services because we earn a referral fee from our partner banks. (Note: Our details will be shown as the referrer in bank home loan form). Feel free to contact us to advise you on the approx monthly repayments payable for your singapore home loan at various interest rates & how much you can loan or get in principle approval before buying property.

To re-confirm, our Singapore mortgage loan services is provided FREE of charge by Mr Vincent Tan, Hp: 96816288, who is the agency director in charge of Anderson Property Consultants Pte Ltd (License Housing Agency No: 041-3009573A). Mr. Vincent Tan has been assisting Singapore property owners & property buyers since 1995 on property sale, property purchase and home mortgage. He has went through the good times & bad times since graduating with B.B.A. (NUS) in 1994.

You can rest assured that Vincent will still be in real estate agency business & mortgage loan business after many sg housing agents are forced out of the industry in bad times. Would you prefer to have a Singapore housing agent who will always be around to provide home mortgage services & real estate services to help you or part-time sg property agents who may not be around after few years? Call for assistance in finding sg property & selling Singapore property or for Singapore housing loan today!


Sg Housing Loan Packages / Singapore Housing Loan Table Guide / Sg Home Loan Guide

* Subject to updates, variations, changes & terms, not all bank home loan packages are displayed for competitive reasons. Contact Vincent 96816288 for updated rates.

Bank

Property Type (HDB / Private - Completed / UnCompleted)

Housing Loan Package

Lock In Period

Minimum Loan Amt (SGD)

Full Redemption Penalty

Partial Repayment Min Amt

Partial Repayment Max Amt

Home Fire Insurance

Legal Fees Subsidy

POSB / DBS

HDB - Completed - New Purchase

Loan Amt < 80% of Valuation

Yr 1 From Sibor + 0.5%

Yr 2 Contact 96816288

Yr 3 Contact 96816288

>Yr 4 Contact 96816288

 

Loan Amt < 80% of Valuation

Yr 1 From 1.75% (Prime - 2.50%)

Yr 2 Contact 96816288

Yr 3 Contact 96816288

> Yr 4 Contact 96816288

DBS Prime = 4.25% p.a.

3 yrs

$100,000

1.5% (Waiver of commitment fee if loan is redeemed due to sale of property, 0.25% admin fee payable)

$10,000

Subject To Terms

Free 1st yr

0.5% Loan Amt or Max $2.5K

OCBC HDB or Private - Completed - New Purchase

Loan Amt < 80% of Valuation

Year 1 - From SOR + 0.5% (approx 1.22%)
Year 2 - Contact 96816288

Year 3 - Contact 96816288

Swap Offer Rate, SOR - 0.46%

 

Loan Amt < 80% of Valuation

Year 1 - Bank Board Rate - 3.22% = 1.28%

Year 2 - Contact 96816288
Year 3 - Contact 96816288

 

Loan Amt < 80% of Valuation

Year 1 - 1.88% Fixed Rate

Year 2 Contact 96816288

2 yrs / 3 yrs

Min $100K- HDB, Min $200K - Private

1.5%

$5,000

Subject To Terms

Free 1st yr

0.4% of Loan Amt or max $2K

HSBC HDB or Private - Completed - New Purchase

Loan Amt < 80% of Valuation

Yr 1 From 3M SIBOR + 1.1%

Yr 2 Contact 96816288

Yr 3 Contact 96816288

>Yr 4 Contact 96816288

No

$100,000 (HDB)

$200,000 (Private)

1.5%

$10,000

Subject To Terms

Free 1st yr

0.5% of Loan Amt or max $2K for HDB & Private

Maybank HDB or Private - Completed - New Purchase

Loan Amt > 50% < 80% of Valuation

Yr 1 From 1.6% Board Fixed Rate

Yr 2 Contact 96816288

Yr 3 Contact 96816288

>Yr 4 SRFR Rate

3 yrs

No Minimum

1.5%

$10,000

Subject To Terms

Free 1st yr

0.5% of Loan Amt or max $2K for HDB & Private

Std Chartered HDB or Private - Completed - New Purchase

Loan Amt < 80% of Valuation

Yr 1 3M SIBOR + 0.5%

Yr 2 Contact 96816288

 

Loan Amt < 80% of Valuation

Yr 1 From 1.25% Fixed Rate

Yr 2 Contact 96816288

2 yrs / 1 yr

$200,000

1.5%

$10,000

Subject To Terms

Free 1st yr

0.5% of Loan Amt or max $2K for HDB & Private

* Notes :-

1.

Above information are subject to changes & terms. Bank home loan packages may differ among individuals due to differences in earnings, debt, age, CPF, savings, bank policies, bank risk assessment etc.

 
2.

Most banks have approx 0.25% admin fee & 1.5% cancellation fees for not taking up property loan at point prior to disbursement.

3.

We can assist you for free in getting indicative property valuation from banks or tailoring a housing loan that suits your home loan needs. Due to competition reasons, not all bank home loan packages are shown above. Contact Vincent Tan - Hp: 65-96816288 / email : janvin@singnet.com.sg for updated rates.

 
4. Usual Housing Loan Documents required are : NRICs of borrowers, latest 2 years Income Tax Notice of Assessment (for self-employed), latest year’s Income Tax Notice of Assessment or latest 6 months computerized payslips (for employees), latest 6 months CPF Contribution History, CPF Balance Statement (if CPF is to be used for upfront payments), Option to Purchase.
 

Disclaimer : Information provided is subject to updates, variations, changes and is used as a guide only and not as any loan agreement offer. We disclaim all liabilities & responsibilities for information provided, No warranties or guarantees are given by us in any way by assumption or indirect consent.


Free & Fast Response ! 1 Stop Call / SMS For Sg Housing Loan, Sg Mortgage Loans & Sg House Search Service

 Vincent Tan Hp: 65-96816288 / Email: janvin@singnet.com.sg


Singapore Housing Loan Customers' Testimonies

Thanks for providing 1 stop property search service and mortgage loan consultation. Save me a lot of trouble for search sg property & singapore home loan at the same time. Your many years experience as housing agent certainly comes in useful in my house search. Thanks.

Mr Tay

 

Excellent fast response By Vincent, I am impressed. I am able to get a quick bank property valuation estimate of my intended property purchase to compete against another buyer and buy my property quickly. Well done, keep it up this fast response.

Mrs Lim

 

Frankly, I first called different banks for Singapore home loans, none of them revert to me as fast compared to after I called Vincent Tan and his team of bankers. They responded almost immediately and came down to present different housing loan packages. This is the type of service we property buyers need. Great work, your simple housing loan website does the work perfectly.

Mr Koh

 

Like to say thanks to Vincent for accommodating my style. I admit I tend to trust myself more and want to analyse the different sg housing loan packages myself. Vincent was quick to pick up my style and directed his bankers to liase with me directly, He was not insistent on us customers to suit his style or push his Singapore housing loan packages and that is the style I like. Thanks for listening, good job.

Mr Goh

 

I have no regrets calling Vincent, fast response and quick analysis after hearing my requirements and opinions on banks, sg mortgage loans and interest rates. It is great that our opinions do matters and I am happy that I gotten my hdb housing loan quickly, will definitely refer friends and colleagues here for hdb loans. Cheers :)

Mrs Lim

 

Thanks to Vincent Tan and his team of bankers, the fast response by them, allowed me to make quick private property purchase decision and on top of that I am able to get best home loan package fitting my requirements. Good mortgage website.

Mr Tan S H

 

Great fast response. Save me all the trouble to call different banks for my property refinancing. Will certainly refer friends or relatives to your housing loan website. Thanks.

Mr Lee


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